Real Estate/ Continuing Education/ Oregon Real Estate CE/ Creative Pathways to Homeownership: The Essentials

Creative Pathways to Homeownership: The Essentials

$29

This product includes:

LICENSE RENEWAL PERIOD: 2 YEARS Elective Hours: 3 Required Topic: 0 Total Hours: 3

Description

State Requirements

Today’s buyers and sellers are working in a market that doesn’t look like it did a few years ago. Prices are up, inventory is tight, and the “usual” path to homeownership doesn’t work for everyone anymore. That’s why options like shared equity programs, down payment assistance, co-buying, owner financing, and alternative loan programs are popping up in real transactions—and the agents who understand them are the ones keeping deals alive.

In this three-hour elective course, you’ll get a clear, practical breakdown of what these pathways are, when they tend to show up, and how to talk about them in a way that helps clients without putting you in the role of a lender or attorney. You’ll also learn smart habits for working with the right pros and guiding creative transactions with confidence.

Course highlights include:

Strategies for overcoming affordability and limited inventory challenges
Creative financing options, including shared equity and co-buying models
Guidance for working with multi-generational and non-traditional buyers
Step-by-step overview of down payment assistance programs and grants
Practical application of forgivable loans and alternative funding sources
Clear boundaries for agent responsibilities and referral best practices
Tools for structuring and explaining co-ownership agreements
Communication approaches for aligning multiple buyers in one transaction
Real-world scenarios illustrating creative deal structuring
Building and using a trusted network of lenders, attorneys, and housing resources

Package Content:

State Requirements For Oregon

Oregon State Requirement Details for Real Estate Continuing Education

Renewal Date: Every 2 years by the last day of the licensee's birth month.

Hours Required: 30 hours

2 hours - Oregon State and Federal Fair Housing Course
2 hours - Oregon Law and Rule Required Course (LARRC)
26 hours - Electives

*Note: all licensees renewing on or after 1/1/2026 will be required to complete the 2-hour State and Federal Fair Housing Course, even if they already completed the 3-hour LARRC and 27-hour Broker Advanced Practices Course prior to January 1, 2026.

The CE Shop’s Offering: 30 hours

2 hours – Oregon Law and Rule Required Course (LARRC)
2 hours - Oregon Fair Housing Required Course
26 hours – Elective hours

The CE Shop is an approved provider in Oregon. Provider Approval Number: 1015

Reporting: The state does not require schools to report course completions.

Real estate Brokers, Principal Brokers and Property Managers must retain their education certificates for 3 years after the license renewal or reactivation date. The Agency randomly audits continuing education records, licensees are required to provide copies of the certificates of attendance to the Agency upon request.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon real estate course completion, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your renewal application to determine if you need to submit your certificate(s) of completion with your renewal. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

Final Exams: Final exams must be passed with at least a 75% and may be taken as many times as necessary in order to pass.

Seat Time: It is required that all students spend a minimum amount of seat time engaged in the course content. Our online course delivery system manages this requirement for you.

Post-Licensing:

Brokers renewing active for the first time must complete the 26-hour Broker Advanced Practices (BAP) course, 2-hour LARRC course, and 2-hour Oregon State and Federal Fair Housing Course.

Principal Brokers renewing active for the first time must complete the 26-hour Principal Broker Advanced Practices (PBAP) course, 2-hour LARRC course, and 2-hour Oregon State and Federal Fair Housing Course.

Property Managers renewing active for the first time must complete the 26-hour Property Management Advanced Practices (PMAP) course, 2-hour LARRC course, and 2-hour Oregon State and Federal Fair Housing Course.

*Please contact the Oregon Real Estate Agency for more information regarding the PMAP and PBAP courses. The CE Shop does not offer the Property Manager or Principal Broker Post-Licensing course at this time.

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